Financing your sustainable home
Green mortgages, subsidies, and loans — we know all the options and help you find the best financing structure for your EcoBuild home.
Request free adviceMultiple paths to your dream home
Our financing experts work with the largest green mortgage lenders in the Benelux.
Green Mortgage
- Up to 6% extra borrowing capacity for energy-efficient homes
- 0.3–0.5% interest discount with A++ label
- Available via ABN AMRO, ING, Triodos, ASN
- Combinable with NHG (up to € 405,000 NL)
- Our homes are pre-approved at 7 banks
Sustainability Loan
- Interest 0–1% in Dutch municipalities
- Up to € 75,000 per home
- For existing and new-build
- Special rate for prefab with A+++ label
- Apply via Housing Stimulation Fund
Construction Account
- Funds available during the construction phase
- Interest only on the amount withdrawn
- Most banks accept prefab construction methods
- We provide all technical documentation
- Shorter duration due to fast construction
Financing by region
What does your home cost per month?
Based on an EcoBuild Comfort (130m²) with green mortgage, 30-year term and NHG guarantee.
Financing FAQ
Can prefab homes be financed with a mortgage?+
Yes, absolutely. Banks in the Netherlands, Belgium, and Luxembourg finance prefab homes in the same way as traditional construction. EcoBuild works with ING, ABN AMRO, Triodos Bank, and ASN Bank, which are familiar with our products and documentation. We supply all technical specifications, CE certificates, and energy labels that banks require.
What is the advantage of a green mortgage for an EcoBuild home?+
Because our homes achieve the A+++ energy label by default, they are eligible for green mortgage programs. This gives you an interest discount of 0.3–0.5% and extra borrowing capacity of up to 6% of the home value compared to a regular mortgage.
Can I also get financing for a care dwelling or garden studio?+
Yes. Outbuildings and extensions on your plot can be financed via a construction account on your existing mortgage, a sustainability loan at your municipality (sometimes 0%), or a personal loan. We will discuss the best option during the consultation.
How does a construction account work for prefab construction?+
With a construction account, the mortgage amount is placed in a separate depot. During construction, the money is released in phases. Because prefab homes are built much faster (8–16 weeks instead of 12–18 months), you pay significantly fewer account fees than with traditional construction.
Financing advice tailored to you
Our advisor will calculate your maximum borrowing capacity for free, applicable subsidies and monthly costs — entirely based on your situation.
Request free financing advice